Build Credit Fast

We are often asked, “How can you build credit quickly?” There is one simple solution and it is effective. Mastercard can give you a secured credit card. As a result, you then deposit money onto the card then use it just like a credit card. Therefore when you use the card, it is reported to all three credit bureaus. This [...]

When should I apply for a major Visa or MasterCard?

Establish at least two years of solid credit history. Your credit report should have one small credit card and one installment loan. With your mixture of credit trade lines and two years of a solid payment history, it’s time to go for the big bank credit cards like Visa and MasterCard. The FICO scoring model really likes to see consumers [...]

Credit Tips and Advice – How to Raise Credit Score

Many consumers complain that it’s hard to raise your credit score once it’s damaged, but this idea is far from the truth. It does not matter how bad your credit report was in the past because with the right education, you can improve your three-digit number over time. In this article, we will discuss 5 tips that you can employ [...]

Credit Cards For Bad Credit: 5 Things You Should Know

People who have a bad rating are hoping to rebuild their credit score. There are many reasons for damaged credit, but there is always a way to rebound. We will cover some of the ways to rebound. One of the best ways to begin the rebuilding process is to open a new loan line. Fortunately, there are credit cards for [...]

5 Easy Ways To Find Home Loans for Bad Credit

For those who dream of owning a home but have less than perfect credit, there are still options. There are several creditors who offer home loans for bad credit. While these loans do not typically have prime interest rates, the loans make it possible for everybody to fulfill the American dream of owning a home. Once a person’s credit has [...]

5 Things a Consumer Better Know About Bad Credit Car Loans

A car is often viewed as a necessity for most people. Reliable transportation is necessary in order to maintain a decent job. Without a job, it is nearly impossible to pay bills and establish credit. Unfortunately, for people with bad credit, it can sometimes be difficult to obtain a loan to buy a car at an affordable rate. However, there [...]

How to Raise Your Credit Score: 5 Tips That Can Help

Credit means everything in today’s world. It affects a person’s ability to buy a car, a home and even insurance rates. With so much emphasis placed on good credit, it is imperative a person knows how to raise your credit score. With a good credit score, which is typically defined as a score above at least 650, moderate interest rates [...]

Secured Credit Cards: 5 Ways to Find Them

A person who needs to repair, or build up their credit, may want to look at signing up for one or more secured credit cards. With this type of card, a person makes a deposit and can then make charges up to that amount. One can charge purchases, and either pay off the balance or make minimum payments over time. [...]